Tag Archive | "auto insurance"

Dodge that Curveball: Insurance Against Calamity

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Death and taxes.  Back in the day, these were the only two things in life on which we could supposedly count.  But, to death and taxes, every American can now add the following ugly truths and potentialities:

 

1.         A sinking economy

 

2.         Dwindling “entitlements” into which we, the taxpayers, have paid (i.e., our Social Security system)

 

3.         Escalating crime

 

4.         Weather patterns changing at a dizzyingly alarming rate, spawning tornadoes, floods, and hurricanes in areas not historically affected by these events

 

If this laundry list reads like something out of The Book of Revelations, perhaps it is.  Perhaps the ancient Mayans were correct; perhaps the world as we know it is scheduled to end in December 2012.  But what if they were wrong?  How, if they were wrong, do we safeguard ourselves against theft, deteriorating finances, job loss, unforeseen lawsuits, or devastation to our homes at the hands of Mother Nature?

 

While there is no guarantee against any or all of these things, there are steps that we can take to protect what we cherish, including the physical well being and peace of mind of our loves ones.  The simplest way to do this is with a customized insurance coverage policy structured and written by a reputable carrier.  But choosing the right carrier from the multitude available can be daunting.  To the rescue comes Prime Insurance Company. 

 

Not an insurance firm, Prime Insurance Company is actually an advisor and an agent to those seeking home, auto, business, or Workers Compensation insurance.  As an agent licensed to sell the insurance policies of trustworthy providers, the company’s experienced professionals carefully determine your individual needs.  Then they research available providers, their products, and prices, compile and analyze that information, and deliver to you, the consumer or business owner, the best possible quote for optimum coverage.

 

If you cannot visit their location in Ocean Township, New Jersey for a face-to-face meeting, don’t despair.  Simply fill out their easy online forms for a home insurance quote, an auto insurance quote, or other insurance product(s) in which you are interested.

 

Please don’t delay.  The world is changing every day, and not for the better.  Protect your possessions, your hard-earned finances, and your loved ones.  Visit Prime America Insurance today.

 

Cheap Auto Insurance in NJ?

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New Jersey is one of the most expensive places to live in the United States of America.  High property taxes, a 7% state sales tax, and among the highest state income rates in the nation mean that the average New Jerseyan must earn more money to make ends meet than residents of most other states.


But, we New Jerseyans love our state despite the high cost of living.  We are proximate to major metropolitan areas including New York City and Philadelphia.  We are the home to professional sports franchises and major college athletic programs.  We are the pharmaceutical capital of the world and home to major telecommunications giants.  We just wish there were more opportunities to save money.  When it comes to auto insurance, however, I’ve discovered that high rates are something about which the average New Jersey resident can take action.


Many New Jerseyans, myself included, have had the same auto insurance carrier for many years and simply renew their policies annually.  Conditioned by the fact that – by state mandate – every driver needs insurance, most residents rarely if ever seek out better rates with other insurance carriers.  By not exploring these other options, they find frequently themselves at the whim of their existing insurance carriers.


While conducting an online search recently, I stumbled upon cheap-autoinsurance.com, a website through which virtually anyone can find more affordable auto insurance rates – regardless of their particular needs and circumstances.  With the input of some auto and geographic data and a few clicks of a mouse, you can get quotes from major automobile insurance providers including GEICO, Liberty Mutual, and Progressive.  By comparing quotes from a number of insurance carriers, the average New Jersey resident may be surprised to discover savings of up to $500 or more on their annual premiums.  For cheap auto insurance in NJ, check out cheap-autoinsurance.com. 

Finding Cheap Auto Insurance in NJ

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Living in New Jersey can be very expensive.  Property taxes among the nation’s highest coupled with our state sales and income taxes take a big bite out of the pocketbook of the average New Jerseyan.  And, if you are among that growing class of the state’s residents who operate a business as your primary or secondary source of income, you are aware of the myriad state and municipal taxes and fees to which businesses in the Garden State are subject.


Residents of New Jersey, much like people in most parts of the country, complain about a variety of nuisances and real problems encountered from day to day, everything from cable television rates to poor cell phone service to traffic congestion to car insurance rates.  The difference with New Jerseyans is simply that our complaints are frequently more justified than those of residents in less populous states.


I’ve found, however, that high auto insurance rates are something about which the average New Jersey resident can take action.  Many people in New Jersey, if they are anything like me, have had the same auto insurance carrier for many years and simply renew their policies annually.  By not exploring other options, they find themselves at the whim of their existing insurance carriers.


Searching online, I recently came upon cheap-autoinsurance.com, a website dedicated to enabling anyone to find more affordable auto insurance – regardless of their particular needs and circumstances.  With the input of some data and a few clicks of a mouse, you can get quotes from major insurance providers including GEICO, Liberty Mutual, and Progressive.  By comparing quotes from a number of insurance carriers, the average New Jersey may be surprised to discover savings of up to $500 or more on their annual premiums.  For cheap auto insurance in NJ, check out cheap-autoinsurance.com. 

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